NEVER pay charge card processing fees again!

  • Accept charge cards & ACH
  • Easy for your customers - just click & pay
  • Easy for you - no subscription, no downloads
  • Our Upcharge Technology™ means $0 cost to you*
  • 1x and recurring payments
  • 2 minute signup
  • Compliant & secure

*0% on Credit Cards
and Debit Cards

*But wait, how can you get paid by credit cards and debit cards for 0%?

That's the magic of BizPayO™

We charge you 2.99% and our Upcharge Technology™ allows you to recover your card processing cards (most add 3% to recover 100%).

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*0% on credit cards and debit cards

Engagements Drive Payments

BizPayO's engagement tool allows you to send out customer engagement agreements, receive payment authorization, and setup recurring billing all from one, integration tool. Stop wasting valuable time on billing and set your monthly billing to autopilot.

Get paid faster and less expensively!

Transaction Fees


Processing Minimums


Equipment Costs


BizPayO Works Where You Do

BizPayO is an effective online payment processing tool in both surcharge and convenience fee states.

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What Will Your Customers See?

Your easy-to-use payment portal helps you get paid faster and less expensively!

BizPayO Payment Screen
  • Customizable with your logo and branding
  • Set your recovery fee with our Upcharge Technology™
  • Link the payment portal to your website and emails
  • Compatible with most billing applications

BizPayO™ Application Process

BizPayO, is available as a standalone service or is included with a BYF Website at our all our Hosting Levels.

  • BizPayO Standalone

  • Is available for a $27.99 monthly fee plus transaction fees (which are recoverable with our technology)

  • Once approved, we will provide you with a unique payment link which you can use on your website, emails and billing software so your customers can rapidly pay you.

  • BizPayO™ with a Website

  • Is included at all Hosting Levels for an Essential, Niche or Custom website.

If you are already have a Build Your Firm website, you can click Complete Application (no additional fee)

The underwriting department at Zift makes all approval or decline decisions. Build Your Firm has no input on these underwriting decisions.

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BizPayO FAQs

Click here and enter your username and password. Your username is the email address that you signed up with. You can always click to reset your password in the event you can’t remember it.

Yes, it is very secure. BizPayO™ Payment Portal is hosted on an encrypted server by a 256 bit secure SSL (Secure Socket Layer) certificate. When someone goes to the payment area, they are immediately directed to the https version of the site. This ensures that all communication will go through the Secure Socket Layer and therefore all communication is encrypted as it passes through the internet.

BizPayO™ Payment Portal is not storing any of the financial data.

Yes. The electronic application only 1-2 minutes. We have no involvement in the underwriting process. Some accounts may not be approved.

BizPayO (Business Payments Online) is designed for service businesses who want to accept electronic payments but don’t want to absorb all the processing fees themselves. It allows you to recover 3rd party processing fees when accepting electronic payments (charge card and eCheck). If BizPayO is used correctly, it should cost you little to nothing to accept electronic payments. This can translate into thousands or tens of dollars in annual savings.

BizPayO allows you to recover 3rd party processing fees by presenting a unique e-payment page to your customers which encourages rapid payments to you. If you already accept electronic payments, BizPayO allows you to recover the 3rd party fees. This technology allows you to control the amount of fees you want to recover by setting either a surcharge or convenience fee for charge card payments.

So you no longer have to absorb all the 3rd party processing fees that you are paying to your charge card processing company now. This can translate into thousands or tens of dollars in annual savings. BizPayO provides the technology that allows you to recover these fees by setting either a surcharge or convenience fee for charge card payments. BizPayO works best when used in conjunction with accepting eCheck on the same e-payment page as charge card.

If used properly, all costs shown below will be recovered using the BizPayO technology.

Credit Card = 2.99%

(able to charge a convenience fee or surcharge to recover costs)

ACH/eCheck = .89%

Monthly Fee:
$0/month if you have a Build Your Firm website
$27.99/month as a stand-alone service.

The moment a customer pays you, you will be notified via email. Funds from that payment will hit your account within payment industry guidelines, typically 2-3 days for charge card, 4-6 days for eCheck.

Yes. We will provide you with a secure payment link which you will use to get paid. You can use this link on your website, in emails and with your billing software. You should use this all the time to reduce old accounts receivable and to get paid quickly on current work. Our training videos will show you how to set this up easily.

Yes. It will take you about 4-5 minutes to complete the electronic application. We will then confirm receipt and remain in touch during the underwriting process, which typically takes 3 business days. Once that is complete we will provide you with access credentials and training so you can easily set it up correctly.